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Tuesday, October 27, 2020

Digital Twin, Virtual Manufacturing, and the Coming Diamond Age

If you have ever had a book self-published through Amazon or similar fulfillment houses, chances are good that the physical book did not exist prior to the order being placed. Instead, that book existed as a PDF file, image files for cover art and author photograph, perhaps with some additional XML-based metadata indicating production instructions, trim, paper specifications, and so forth.

When the order was placed, it was sent to a printer that likely was the length of a bowling alley, where the PDF was converted into a negative and then laser printed onto the continuous paper stock. This was then cut to a precise size that varied minutely from page to page depending upon the binding type, before being collated and glued into the binding.

At the end of the process, a newly printed book dropped onto a rolling platform and from there to a box, where it was potentially wrapped and deposited automatically before the whole box was closed, labeled, and passed to a shipping gurney. From beginning to end, the whole process likely took ten to fifteen minutes, and more than likely no human hands touched the book at any point in the process. There were no plates to change out, no prepress film being created, no specialized inking mixes prepared between runs. Such a book was not "printed" so much as "instantiated", quite literally coming into existence only when needed.

It's also worth noting here that the same book probably was "printed" to a Kindle or similar ebook format, but in that particular case, it remained a digital file. No trees were destroyed in the manufacture of the ebook.

Such print on demand capability has existed since the early 2000s, to the extent that most people generally do not even think much about how the physical book that they are reading came into existence. Yet this model of publishing represents a profound departure from manufacturing as it has existed for centuries, and is in the process of transforming the very nature of capitalism.

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Shortly after these printing presses came online, there were a number of innovations with thermal molded plastic that made it possible to create certain types of objects to exquisite tolerances without actually requiring a physical mold. Ablative printing techniques had been developed during the 1990s and involved the use of lasers to cut away at materials based upon precise computerized instruction, working in much the same that a sculptor chips away at a block of granite to reveal the statue within.

Additive printing, on the other hand, made use of a combination of dot matrix printing and specialized lithographic gels that would be activated by two lasers acting in concert. The gels would harden at the point of intersection, then when done the whole would be flushed with reagents that removed the "ink" that hadn't been fixed into place. Such a printing system solved one of the biggest problems of ablative printing in that it could build up an internal structure in layers, making it possible to create interconnected components with minimal physical assembly.

The primary limitation that additive printing faced was the fact that it worked well with plastics and other gels, but the physics of metals made such systems considerably more difficult to solve - and a great deal of assembly requires the use of metals for durability and strength. By 2018, however, this problem was increasingly finding solutions for various types of metals, primarily by using annealing processes that heated up the metals to sufficient temperatures to enable pliability in cutting and shaping.

What this means in practice is that we are entering the age of just in time production in which manufacturing exists primarily in the process of designing what is becoming known as a digital twin. While one can argue that this refers to the use of CAD/CAM like design files, there's actually a much larger, more significant meaning here, one that gets right to the heart of an organization's digital transformation. You can think of digital twins as the triumph of design over manufacturing, and data and metadata play an oversized role in this victory.

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At the core of such digital twins is the notion of a model. A model, in the most basic definition of the word, is a proxy for a thing or process. A runway model, for instance, is a person who is intended to be a proxy for the viewer, showing off how a given garment looks. An artist's model is a stand-in or proxy for the image, scene, or illustration that an artist is producing. An architectural model is a simulation of how a given building will look like when constructed, and with 3D rendering technology, such models can appear quite life-like. Additionally, though, the models can also simulate more than appearance - they can simulate structural integrity, strain analysis, and even chemistry interactions. We create models of stars, black holes, and neutron stars based upon our understanding of physics, and models of disease spread in the case of epidemics.

Indeed, it can be argued that the primary role of a data scientist is to create and evaluate models. It is one of the reasons that data scientists are in such increasing demand, the ability to build models is one of the most pressing that any organization can have, especially as more and more of a company's production exists in the form of digital twins.

There are several purposes for building such models: the most obvious is to reduce (or in some cases eliminate altogether) the cost of instantiation. If you create a model of a car, you can stress test the model, can get feedback from potential customers about what works and what doesn't in its design, can determine whether there's sufficient legroom or if the steering wheel is awkwardly placed, can test to see whether the trunk can actually hold various sized suitcases or packages, all without the cost of actually building it. You can test out gas consumption (or electricity consumption), can see what happens when it crashes, can even attempt to explode it. While such models aren't perfect (nor are they uniform), they can often serve to significantly reduce the things that may go wrong with the car before it ever goes into production.

However, such models, such digital twins, also serve other purposes. All too often, decisions are made not on the basis of what the purchasers of the thing being represented want, but what a designer, or a marketing executive, or the CEO of a company feel the customer should get. When there was a significant production cost involved in instantiating the design, this often meant that there was a strong bias towards what the decision-maker greenlighting the production felt should work, rather than actually working with the stake-holders who would not only be purchasing but also using the product wanted. With 3D production increasingly becoming a reality, however, control is shifting from the producer to the consumer, and not just at the higher end of the market.

Consider automobile production. Currently, millions of cars are produced by automakers globally, but a significant number never get sold. They end up clogging lots, moving from dealerships to secondary markets to fleet sales, and eventually end up in the scrapyard. They don't get sold primarily because they simply don't represent the optimal combination of features at a given price point for the buyer.

The industry has, however, been changing their approach, pushing the consumer much closer to the design process before the car is actually even built. Colors, trim, engine type, seating, communications and entertainment systems, types of brakes, all of these and more can be can be changed. Increasingly, these changes are even making their way to the configuration of the chassis and carriage. This becomes possible because it is far easier to change the design of the digital twin than it is to change the physical entity, and that physical entity can then be "instantiated" within a few days of ordering it.

What are the benefits? You end up producing product upon demand, rather than in anticipation of it. This means that you need to invest in fewer materials, have smaller supply chains, produce less waste, and in general have a more committed customer. The downside, of course, is that you need fewer workers, have a much smaller sales infrastructure, and have to work harder to differentiate your product from your competitors. This is also happening now - it is becoming easier for a company such as Amazon to sell bespoke vehicles than ever before, because of that digitalization process.

This is in fact one of the primary dangers facing established players. Even today, many C-Suite managers see themselves in the automotive manufacturing space, or the aircraft production space, or the book publishing space. Yet ultimately, once you move to a stage where you have digital twins creating a proxy for the physical object, the actual instantiation - the manufacturing aspect - becomes very much a secondary concern.

Indeed, the central tenet of digital transformation is that everything simply becomes a publishing exercise. If I have the software product to build a car, then ultimately the cost of building that car involves purchasing the raw materials and the time on a 3D printer, then performing the final assembly. There is a growing "hobbyist' segment of companies that can go from bespoke design to finished product in a few weeks. Ordinarily the volume of such production is low enough that it is likely tempting to ignore what's going on, but between Covid-19 reshaping retail patterns, the diminishing spending power of Millennials and GenZers, and the changes being increasingly required by Climate Change, the bespoke digital twin is likely to eat into increasingly thin margins.

Put another way, existing established companies in many different sectors have managed to maintain their dominance both because they were large enough to dictate the language that described the models and because they could take advantage of the costs involved in manufacturing and production creating a major barrier to entry of new players. That's now changing.

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Consider the first part of this assertion. Names are important. One of the realizations that has emerged in the last twenty years is that before two people or organizations can communicate with one another, they need to establish (and refine) the meanings of the language used to identify entities, processes, and relationships. An API, when you get right down to it, is a language used to interact with a system. The problem with trying to deal with intercommunication is that it is generally far easier to establish internal languages - the way that one organization defines its terms - than it is to create a common language. For a dominant organization in a given sector, this often also manifests as the desire to dominate the linguistic debate, as this puts the onus of changing the language (a timeconsuming and laborious process) into the hands of competitors.

However, this approach has also backfired spectacularly more often than not, especially when those competitors are willing to work with one another to weaken a dominant player. Most successful industry standards are pidgins - languages that capture 80-90% of the commonality in a given domain while providing a way to communicate about the remaining 10-20% that typifies the specialty of a given organization. This is the language of the digital twin, the way that you describe it, and the more that organizations subscribe to that language, the easier it is for those organizations to interchange digital twin components.

To put this into perspective, consider the growth of bespoke automobiles. One form of linguistic harmonization is the standardization of containment - the dimensions of a particular component, the location of ports for physical processes (pipes for fluids, air and wires) and electronic ones (the use of USB or similar communication ports), agreements on tolerances and so forth. With such ontologies in place, construction of a car's digital twin becomes far easier. Moreover, by adhering to these standards, linguistic as well as dimensional, you still get specialization at a functional level (for instance, the performance of a battery) while at the same time being able to facilitate containment variations, especially with digital printing technology.

As an ontology emerges for automobile manufacturing, this facilitates "plug-and-play" at a macro-level. The barrier to entry for creating a vehicle drops dramatically, though likely not quite to the individual level (except for well-heeled enthusiasts). Ironically, this makes it possible for a designer to create a particular design that meets their criterion, and also makes it possible for that designer to sell or give that IP to others for license or reuse. Now, if history is any indication, that will likely initially lead to a lot of very badly designed cars, but over time, the bad designers will get winnowed out by long-tail market pressures.

Moreover, because it becomes possible to test digital twins in virtual environments, the market for digital wind-tunnels, simulators, stress analyzers and so forth will also rise. That is to say, just as programming has developed an agile methodology for testing, so too would manufacturing facilitate data agility that serves to validate designs. Lest this be seen as a pipe dream, consider that most contemporary game platforms can, with very little tweaking, be reconfigured for exactly this kind of simulation work, especially as GPUs increase in performance and available memory.

The same type of interoperability applies not just to the construction of components, but also to all aspects of resource metadata, especially with datasets. Ontologies provide ways to identify, locate and discover the schemas of datasets for everything from usage statistics to simulation parameters for training models. The design of that car (or airplane, or boat, or refrigerator) is simply one more digital file, transmissible in the same way that a movie or audio file is, and containing metadata that puts those resources into the broader context of the organization.

The long term impact on business is simple. Everything becomes a publishing company. Some companies will publish aircraft or automobiles. Others will publish enzymes or microbes, and still others will publish movies and video games. You still need subject matter expertise in the area that you are publishing into - a manufacturer of pastries will be ill-equipped to handle the publishing of engines, for instance, but overall you will see a convergence in the process, regardless of the end-product.

How long will this process take to play out? In some cases, it's playing out now. Book publishing is almost completely virtual at this stage, and the distinction between the physical object and the digital twin comes down to whether instantiation takes place or not. The automotive industry is moving in this direction, and drone tech (especially for military drones) have been shifting this way for years.

On the other hand, entrenched companies with extensive supply chains will likely adopt such digital twins approaches relatively slowly, and more than likely only at a point where competitors make serious inroads into their core businesses (or the industries themselves are going through a significant economic shock). Automobiles are going through this now, as the combination of the pandemic, the shift towards electric vehicles, and changing demographics are all creating a massive glut in automobile production that will likely result in the collapse of internal combustion engine vehicle sales altogether over the next decade along with a rethinking of the ownership relationship with respect to vehicles.

Similarly, the aerospace industry faces an existential crisis as demand for new aircraft has dropped significantly in the wake of the pandemic. While aircraft production is still a very high-cost business, the ability to create digital twins - along with an emergence of programming ontologies that make interchange between companies much more feasible - has opened up the market to smaller, more agile competitors who can create bespoke aircraft much more quickly by distributing the overall workload and specializing in configurable subcomponents, many of which are produced via 3D printing techniques.

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Construction, likewise, is dealing with both the fallout due to the pandemic and the increasing abstractions that come from digital twins. The days when architects worked out details on paper blueprints are long gone, and digital twins of construction products are increasingly being designed with earthquake and weather testing, stress analysis, airflow and energy consumption and so forth. Combine this with the increasing capabilities inherent in 3D printing both full structures and custom components in concrete, carbon fiber and even (increasingly) metallic structures. There are still limitations; as with other large structure projects, the lack of specialized talent in this space is still an issue, and fabrication units are typically not yet built on a scale that makes them that useful for onsite construction.

Nonetheless, the benefits make achieving that scaling worthwhile. A 3D printed house can be designed, approved, tested, and "built" within three to four weeks, as opposed to six months to two years for traditional processes. Designs, similarly, can be bought or traded and modified, making it possible to create neighborhoods where there are significant variations between houses as opposed to the prefab two to three designs that tend to predominate in the US especially. Such constructs also can move significantly away from the traditional boxy structures that most houses have, both internally and externally, as materials can be shaped to best fit the design aesthetic rather than the inherent rectangular slabs that typifies most building construction.

Such constructs can also be set up to be self-aware, to the extent that sensors can be built into the infrastructure and viewscreens (themselves increasingly moving away from flatland shapes) can replace or augment the views of the outside world. In this sense, the digital twin of the instantiated house or building is able to interact with its physical counterpart, maintaining history (memory) while increasingly able to adapt to new requirements.

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This feedback loop - the ability of the physical twin to affect the model - provides a look at where this technology is going. Print publishing, once upon a time, had been something where the preparation of the medium, the book or magazine or newspaper, occurred only in one direction - from digital to print. Today, the print resides primarily on phones or screens or tablets, and authors often provide live blog chapters that evolve in agile ways. You're seeing the emergence of processors such as FPGAs that configure themselves programmatically, literally changing the nature of the processor itself in response to software code.

It's not that hard, with the right forethought, to envision real world objects that can reconfigure themselves in the same way - buildings reconfiguring themselves for different uses or to adapt to environmental conditions, cars that can reconfigure its styling or even body shape, clothing that can change color or thermal profiles, aircraft that can be reconfigured for different uses within minutes, and so forth . This is reality in some places, though still piecemeal and one-offs, but the malleability of the digital twins - whether of office suites or jet engines - is the future of manufacturing.

The end state, likely still a few decades away, will be an economy built upon just-in-time replication and the importance of the virtual twin, where you are charged not for the finished product but the cost of the license to use a model, the material components, the "inks", for same, and the processing to go from the former to the latter (and back), quite possibly with some form of remuneration for recycled source. Moreover, as this process continues, more and more of the digital twin carries the burden of existence (tools that "learn" a new configuration are able to adapt to that configuration at any time). The physical and the virtual become one.

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Some may see the resulting society as utopian, others as dystopian, but what is increasingly unavoidable is the fact that this is the logical conclusion of the trends currently at work (for some inkling of what such a society may be like, I'd recommend reading The Diamond Age by Neal Stevenson, which I believe to be very prescient in this regard).



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Polls open in Tanzania's general election

Voting begins amid nationwide reports of social media restrictions, plus violence in Zanzibar.

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Virginia man arrested for allegedly killing friend, driving with body in car

The victim was found in the trunk ‘wrapped in a piece of fabric and in an advanced stage of decomposition.’

A Virgina man who was reported missing nearly two weeks ago was found dead and decomposing in his friend’s trunk in Florida after a car crash on a highway. 

Brian Trotter, 25, known locally on the hip-hop scene as “Kent Don’t Stop,” had been missing since October 17th, PEOPLE reports. His best friend of over a decade, 25-year-old Robert Avery Coltrain, was arrested this week after Troopers with the Florida Highway Patrol discovered Trotter’s body in the trunk of Coltrain’s crashed silver Acura. 

The accident occurred Sunday afternoon on the Palmetto Expressway near the Miami Lakes area, according to the report. When officers responded to the scene they noticed Coltrain removing a Glock gun case from the car as well as flies buzzing around the trunk and the smell of decomposition.

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They popped the trunk and inside found Trotter’s body “wrapped in a piece of fabric and in an advanced stage of decomposition”.

According to the Associated Press, Coltrain was arrested and charged with second-degree murder and one count of illegal transport of human remains.

Police confirmed that Trotter died from multiple gunshot wounds but have not suggested a motive for the killing. 

After his arrest, Coltrain was allowed his one call, and he allegedly phoned Trotter’s sister to apologize for the killing, which he said happened in Virginia.

Read More: Virginia governor also targeted by group that wanted to kidnap Whitmer, FBI says

Trotter’s family claimed the two friends were headed to Washington, D.C., presumably to take promotional photos for their music.

“No one can understand what happened,” Trotter’s father told the Miami Herald. “Hopefully, police can shed a light on what made a friend of over 10 years decide to commit something like that.”

In a post shared on a Facebook page, Trotter’s family confirmed his passing and thanked family and friends for their support. 

“It is with heavy hearts that we tell you all that Brian was found deceased,” their statement reads, in part. “We are grateful for your love and support over the last 9 days. Your concern for Brian has lifted us up and is a testament to the light he shined on every one who knew him. In the coming days we ask for your thoughts and prayers and for privacy as we grieve, and as the police thoroughly investigate Brian’s death.”

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Travelers can work abroad in an island paradise — if they make $100,000+

A new remote work program is inviting high-earning travelers and their families to live and work in the Cayman Islands for up to two years. It's one of the few ways people can access the Cayman Islands, since the territory has not reopened to tourists.

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Chrissy Teigen breaks silence after miscarriage, claps back at critics

‘I needed to say something before I could move on from this.’

Chrissy Teigen is opening up about losing her unborn child at 20 weeks.

Earlier this month, the former supermodel suffered a miscarriage of her third child with husband John Legend. They named their unborn son Jack.

theGRIO previously reported, Teigen posted a heartbreaking photo of herself in a hospital room, sitting on the edge of a bed with tears streaming down her face. In the caption, she announced that the couple’s son had died.

In an essay published this week on Medium, Teigen thanked friends, colleagues and fans for showering her with love and support during this devastating experience.

Read More: Chrissy Teigen, John Legend mourn the loss of baby boy after miscarriage

“Notes have flooded in and have each been read with our own teary eyes,. Social media messages from strangers have consumed my days, most starting with, ‘you probably won’t read this, but…. I can assure you, I did,” she writes.

She then recalls being in the hospital maternity ward, admitting “I had already come to terms with what would happen: I would have an epidural and be induced to deliver our 20 week old, a boy that would have never survived in my belly (please excuse these simple terms).”

Teigen and Legend are parents to two other children: Luna Simone, 4, and Miles Theodore, 2, both were conceived via in vitro fertilization due to Teigen’s fertility challenges. 

For her third pregnancy, she was diagnosed with “partial placenta abruption,” and received blood transfusions to save her child, but ultimately “my doctor told me exactly what I knew was coming — it was time to say goodbye,” writes Teigen.. “He just wouldn’t survive this, and if it went on any longer, I might not either.”

Read More: Michigan Gov. Whitmer signs bill expunging certain marijuana convictions

At Teigen’s insistence, Legend reluctantly snapped photos of his wife in the hospital after losing their child, “no matter how uncomfortable it was,” she writes. 

“I explained to a very hesitant John that I needed them, and that I did NOT want to have to ever ask. That he just had to do it. He hated it. I could tell. It didn’t make sense to him at the time. But I knew I needed to know of this moment forever, the same way I needed to remember us kissing at the end of the aisle, the same way I needed to remember our tears of joy after Luna and Miles. And I absolutely knew I needed to share this story,” she explains in the Medium essay.

Teigen then made time to clap back at critics of the post-miscarriage photos that she shared on social media.

“I cannot express how little I care that you hate the photos,” she writes to the haters. “How little I care that it’s something you wouldn’t have done. I lived it, I chose to do it, and more than anything, these photos aren’t for anyone but the people who have lived this or are curious enough to wonder what something like this is like. These photos are only for the people who need them. The thoughts of others do not matter to me.”

Teigen concluded by explaining that she decided to pen the essay “because I knew for me I needed to say something before I could move on from this and return back to life, so I truly thank you for allowing me to do so.”

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FINTECH TRENDS: AI, SMART CONTRACTS, NEOBANKS, OPEN BANKING AND BLOCKCHAIN

What Is Fintech? 

"Fintech" describes the new technology integrated into various spheres to improve and automate all aspects of financial services provided to individuals and companies. Initially, this word was used for the tech behind the back-end systems of big banks and other organizations. And now it covers a wide specter of finance-related innovations in multiple industries, from education to crypto-currencies and investment management. 

While traditional financial institutions offer a bundle of services, fintech focuses on streamlining individual offerings, making them affordable, often one-click experience for users. This impact can be described with the word "disruption" - and now, to be competitive, banks and other conventional establishments have no choice but to change entrenched practices through cooperation with fintech startups. A vivid example is Visa's partnership with Ingo Money to accelerate the process of digital payments. Despite the slowdown related to the Covid-19 epidemic, the fintech industry will recover momentum and continue to change the finance world's face.

Fintech users

Fintech users fall into four main categories. Such trends as mobile banking, big data, and unbundling of financial services will create an opportunity for all of them to interact in novel ways:

  1. B2B - banks and their business clients
  2. B2C - small enterprises and individual consumers

The main target group for consumer-oriented fintech is millennials - young, ready to embrace digital transformation, and accumulating wealth.

What needs do they have? According to the Credit Carma survey, 85% of millennials in the USA suffer from burnout syndrome and have no energy to think about managing their personal finances. Therefore, any apps that automate and streamline these processes have a good chance to become popular. They need an affordable personal financial assistant that can do the following 24/7:

  • Analyze spending behaviors, recurrent payments, bills, debts
  • Present an overview of their current financial situation
  • Provide coaching and improve financial literacy

What they expect to achieve:

  • Stop overspending (avoid late bills, do smart shopping with price comparison, cancel unnecessary subscriptions, etc.)
  • Develop saving habits, get better organized
  • Invest money (analyze deposit conditions in different banks, form an investment portfolio, etc.)

The fintech industry offers many solutions that can meet all these goals - not only on an individual but also on a national scale. However, in many countries, there is still a high percentage of unbanked people - not having any form of a bank account. According to the World Bank report, this number was 1.7 billion people in 2017. Mistrust to new technologies, poverty, and financial illiteracy are the obstacles for this group to tap into the huge potential of fintech. Therefore, businesses and governments must direct the inclusion efforts towards this audience as all stakeholders will benefit from it. Apparently, affordable and easy-to-get fintech services customized for this huge group of first-time users will be a big trend in the future.

Big Data, AI, ML in Fintech

According to an Accenture report, AI integration will boost corporate profits in many industries, including fintech, by almost 40% by 2035, which equals staggering $14 trillion. Without a doubt, Big Data technologies, such as Streaming Analytics, In-memory computing, Artificial Intelligence, and Machine Learning, will be the powerhouse behind numerous business objectives banks, credit unions, and other institutions strive to achieve:

  • Aggregate and interpret massive amounts of structured and unstructured data in real-time.
  • With the help of predictive analytics, make accurate future forecasts, identify potential problems (e.g., credit scoring, investment risks)
  • Build optimal strategies based on analytical reports
  • Facilitate decision-making
  • Segment clients for more personalized offers and thus increase retention.
  • Detect suspicious behavior, prevent identity fraud and other types of cybercrime, make transactions more secure with such technologies as face and voice recognition.
  • Find and extend new borrower pools among the no-file/thin-file segment, widely represented by Gen Z (the successors of millennials), who lack or have a short credit history.
  • Automate low-value tasks (e.g., such back-office operations as internal technical requests)
  • Cut operational expenses by streamlining processes (e.g., image recognition algorithms for scanning, parsing documents, and taking further actions based on regulations) and reducing man-hours.
  • Considerably improve client experience with conversational user interfaces, available 24/7, and capable of resolving any issues instantly. Conversational banking is used by many big banks worldwide; some companies integrate financial chatbots for processing payments in social media.

Neobanks

Digital or internet-only banks do not have brick-and-mortar branches and operate exclusively online. The word neobank became widely used in 2017 and referred to two types of app-based institutions - those that provided financial services with their own banking license and those partnering with traditional banks. Wasting time in lines and paperwork - this inconvenience is the reason why bank visits are predicted to fall to just four visits a year by 2022. Neobanks, e.g., Revolut, Digibank, FirstDirect, offer a wide range of services - global payments and P2P transfers, virtual cards for contactless transactions, operations with cryptocurrencies, etc., and the fees are lower than with traditional banks. Clients get support through in-app chat. Among the challenges associated with digital banking are higher susceptibility to fraud and lower trustworthiness due to the lack of physical address. In the US, the development of neobanks faced regulatory obstacles. However, the situation is changing for the better.

Smart contracts

A smart contract is a software that allows automatic execution and control of agreements between buyers and sellers. How does it work? If two parties want to agree on a transaction, they no longer need a paper document and a lawyer. They sign the agreement with cryptographic keys digitally. The document itself is encoded in a tamper-proof manner. The role of witnesses is performed by a decentralized blockchain network of computing devices that receive copies of the contract, and the code guarantees the fulfillment of its provisions, with all transactions transparent, trackable, and irreversible. This sky-high level of reliability and security make any fintech operation possible in any spot of the world, any time. The parties to the contract can be anonymous, and there is no need for other authorities to regulate or enforce its implementation.

Open banking

Open banking is a system that allows third parties to access bank and non-bank financial institutions data through APIs (application programming interfaces) to create a network. Third-party service providers, such as tech startups, upon user consent, aggregate these data through apps and apply them to identify, for instance, the best financial products, such as savings account with the highest interest rate. Networked accounts will allow banks to accurately calculate mortgage risks and offer the best terms to low-risks clients. Open banking will also help small companies save time with online accounting and will play an important role in fraud detection. Services like Mint require users to provide credentials for each account, although such practice has security risks, and data processing is not always accurate. ÀPIs are a better option as they allow direct data sharing without accessing login and password. Consumer security is still compromised, and this is one of the main reasons why the open banking trend hasn't taken off yet. Many banks worldwide cannot provide open APIs of sufficient quality to meet existing regulatory standards. There are still a lot of blind spots, including those related to technology. However, open banking is a promising trend. The Accenture report offers many interesting insights.

Blockchain and cryptocurrencies

The distributed ledger technology - Blockchain, which is the basis of many cryptocurrencies, will continue to transform the face of global finance, with the US and China being global adoption leaders. The most valuable feature of a blockchain database is that data cannot be altered or deleted once it has been written. This high level of security makes it perfect for big data apps across various sectors, including healthcare, insurance, energy, banking, etc., especially those dealing with confidential information. Although the technology is still in the early stages of its development and will eventually become more suited to the needs of fintech, there are already Blockchain-based innovative solutions both from giants, like Microsoft and IBM, and numerous startups. The philosophy of decentralized finance has already given rise to a variety of peer to peer financing platforms and will be the source of new cryptocurrencies, perhaps even national ones. Blockchain considerably accelerates transactions between banks through secure servers, and banks use it to build smart contracts. The technology is also growing in popularity with consumers. Since 2009, when Bitcoin was created, the number of Blockchain wallet users has reached 52 million. A wallet is a layer of security known as "tokenization"- payment information is sent to vendors as tokens to associate the transaction with the right account.

Regtech

Regtech or regulation technology is represented by a group of companies, e.g., IdentityMind Global, Suade, Passfort, Fund Recs, providing AI-based SaaS solutions to help businesses comply with regulatory processes. These companies process complex financial data and combine them with information on previous regulatory failures to detect potential risks and design powerful analytical tools. Finance is a conservative industry, heavily regulated by the government. As the number of technology companies providing financial services is increasing, problems associated with compliance with such regulations also multiply. For instance, processes automation makes fintech systems vulnerable to hacker attacks, which can cause serious damage. Responsibility for such security breaches and misuse of sensitive data, prevention of money laundering, and fraud are the main issues that concern state institutions, service providers, and consumers. There will be over 2.6 billion biometric users of payment systems by 2023, so the regtech application area is huge.

In the EU, PSD2 and SCA aim to regulate payments and their providers. Although these legal acts create some regulatory obstacles for fintech innovations, the European Commission also proposes a series of alleviating changes, for instance, taking off the table paper documents for consumers. In the US, fintech companies must comply with outdated financial legislation. The silver lining is the new FedNow service for instantaneous payments, which is likely to be launched in 2023–2024 and provides a ready public infrastructure.

Insuretech

The insurance industry, like many others, needs streamlining to be more efficient and cost-effective and meet the demand of time. Insurtech companies are exploring new possibilities, such as ultra-customization of policies, behavior-based dynamic premium pricing, based on data from Internet-enabled devices, such as GPS navigators and fitness activity trackers, AI brokerages, on-demand insurance for micro-events, etc., through a new generation of smart apps. As we mentioned before, the insurance business is also subject to strict government regulations, and it requires close cooperation of traditional insurers and startups to make a breakthrough that will benefit everyone.



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Cybersecurity Experts Discuss Company Misconception of The Cloud and More in Roundtable Discussion

Industry experts from TikTok, Microsoft, and more talk latest trends on cybersecurity & public policy.

Enterprise Ireland, Ireland’s trade and innovation agency, hosted a virtual Cyber Security & Public Policy panel discussion with several industry-leading experts. The roundtable discussion allowed cybersecurity executives from leading organizations to come together and discuss The Nexus of Cyber Security and Public Policy.

The panel included Roland Cloutier, the Global Chief Security Officer of TikTok, Ann Johnson, the CVP of Business Development - Security, Compliance & Identity at Microsoft, Richard Browne, the Director of Ireland’s National Cyber Security Centre, and Melissa Hathaway, the President of Hathaway Global Strategies LLC who formerly spearheaded the Cyberspace Policy Review for President Barack Obama and lead the Comprehensive National Cyber Security Initiative (CNCI) for President George W. Bush.

 Panelists discussed the European Cloud and the misconception companies have of complete safety and security when migrating to the Cloud and whether it is a good move for a company versus a big mistake. Each panelist also brought valuable perspective and experience to the table on other discussion topics including cyber security’s recent rapid growth and changes; the difference between U.S. and EU policies and regulations; who holds the responsibility for protecting consumer data and privacy; and more.

 “As more nations and states continue to improve upon cybersecurity regulations, the conversation between those developing policy and those implementing it within the industry becomes more important,” said Aoife O’Leary, Vice President of Digital Technologies, Enterprise Ireland. “We were thrilled to bring together this panel from both sides of the conversation and continue to highlight the importance of these discussions for both Enterprise Ireland portfolio companies and North American executives and thought leaders.”

 This panel discussion was the second of three events in Enterprise Ireland’s Cyber Demo Day 2020 series, inclusive of over 60 leading Irish cyber companies, public policy leaders, and cyber executives from many of the largest organizations in North America and Ireland.

 To view a recording of the Cyber Security & Public Policy Panel Discussion from September 23rd, please click here.

###

About Enterprise Ireland

Enterprise Ireland is the Irish State agency that works with Irish enterprises to help them start, grow, innovate, and win export sales in global markets. Enterprise Ireland partners with entrepreneurs, Irish businesses, and the research and investment communities to develop Ireland's international trade, innovation, leadership, and competitiveness. For more information on Enterprise Ireland, please visit https://enterprise-ireland.com/en/.



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5 Steps to Collect High-quality Data

Obtaining good quality data can be a tough task. An organization may face quality issues when integrating data sets from various applications or departments or when entering data manually.

Here are some of the things a company can do to improve the quality of the information it collects:

1. Data Governance plan

A good data governance plan should not only talk about ownership, classifications, sharing, and sensitivity levels plus also follows in detail with procedural details that outline your data quality goals. It should also have the details of all the personnel involved in the process and each of their roles and more importantly a process to resolve/work through issues.

2. Data Quality Guidance

You should also have a clear guide to use when separating good data from bad data. You will have to calibrate your automated data quality system with this information, so you need to have it laid out beforehand.

3. Data Cleansing Process

Data correction is the whole point of looking for flaws in your datasets. Organizations need to provide guidance on what to do with specific forms of bad data and identifying what’s critical and common across all organizational data silos. Implementing a data cleansing manually is cumbersome as the business shifts, strategies dictate the change in data and the underlying process.

4. Clear Data Lineage

With data flowing in from different departments and digital systems, you need to have a clear understanding of data lineage – how an attribute is transformed from system to system interactions and provide the ability to build trust and confidence.

5. Data Catalog and Documentation

Improving data quality is a long-term process that you can streamline using both anticipations and past findings. By documenting every problem that is detected and associated data quality score to the data catalog, you reduce the risk of mistake repetition and solidify your data quality enhancement regime with time.

As stated above, there is just too much data out there to incorporate into your business intelligence strategy. The data volumes are building up even more with the introduction of new digital systems and the increasing spread of the internet. For any organization that wants to keep up with the times, that translates to a need for more personnel, from data curators and data stewards to data scientists and data engineers. Luckily, today’s technology and AI/ML innovation allow for even the least tech-savvy individuals to contribute to data management at the east. Organizations should leverage these analytics augmented data quality and data management platforms like DQLabs.ai to recognize immediate ROI and longer cycles of implementation.



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Insights from the free state of AI repost

For the last few years, I have read the free state of AI report

Here are the list of insights which I found interesting

The full report and the download link is at the end of this article

 

AI research is less open than you think: Only 15% of papers publish their code

 

Facebook’s PyTorch is fast outpacing Google’s TensorFlow in research papers, which tends to be a leading indicator of production use down the line

 

PyTorch is also more popular than TensorFlow in paper implementations on GitHub

 

Language models: Welcome to the Billion Parameter club

Huge models, large companies and massive training costs dominate the hottest area of AI today, NLP.

 

Bigger models, datasets and compute budgets clearly drive performance

Empirical scaling laws of neural language models show smooth power-law relationships, which means that as model performance increases, the model size and amount of computation has to increase more rapidly.

 

Tuning billions of model parameters costs millions of dollars

Based on variables released by Google et al., you’re paying circa $1 per 1,000 parameters. This means OpenAI’s 175B parameter GPT-3 could have cost tens of millions to train. Experts suggest the likely budget was $10M.

 

We’re rapidly approaching outrageous computational, economic, and environmental costs to gain incrementally smaller improvements in model performance

Without major new research breakthroughs, dropping the ImageNet error rate from 11.5% to 1% would require over one hundred billion billion dollars! Many practitioners feel that progress in mature areas of ML is stagnant.

 

A larger model needs less data than a smaller peer to achieve the same performance

This has implications for problems where training data samples are expensive to generate, which likely confers an advantage to large companies entering new domains with supervised learning-based models.

 

Even as deep learning consumes more data, it continues to get more efficient

Since 2012 the amount of compute needed to train a neural network to the same performance on ImageNet classification has been decreasing by a factor of 2 every 16 months.

 

A new generation of transformer language models are unlocking new NLP use-cases

GPT-3, T5, BART are driving a drastic improvement in the performance of transformer models for text-to-text tasks like translation, summarization, text generation, text to code.

 

NLP benchmarks take a beating: Over a dozen teams outrank the human GLUE baseline

It was only 12 months ago that the human GLUE benchmark was beat by 1 point. Now SuperGLUE is in sight.

 

What’s next after SuperGLUE? More challenging NLP benchmarks zero-in on knowledge

A multi-task language understanding challenge tests for world knowledge and problem solving ability across 57 tasks including maths, US history, law and more. GPT-3’s performance is lopsided with large knowledge gaps.

 

The transformer’s ability to generalise is remarkable. It can be thought of as a new layer type that is more powerful than convolutions because it can process sets of inputs and fuse information more globally.

For example, GPT-2 was trained on text but can be fed images in the form of a sequence of pixels to learn how to autocomplete images in an unsupervised manner.

 

Biology is experiencing its “AI moment”: Over 21,000 papers in 2020 alone

Publications involving AI methods (e.g. deep learning, NLP, computer vision, RL) in biology are growing >50% year-on-year since 2017. Papers published since 2019 account for 25% of all output since 2000.

 

From physical object recognition to “cell painting”: Decoding biology through images

Large labelled datasets offer huge potential for generating new biological knowledge about health and disease.

 

Deep learning on cellular microscopy accelerates biological discovery with drug screens

Embeddings from experimental data illuminate biological relationships and predict COVID-19 drug successes.

 

Ophthalmology advances as the sandbox for deep learning applied to medical imaging

After diagnosis of ‘wet’ age-related macular degeneration (exAMD) in one eye, a computer vision system can predict whether a patient’s second eye will convert from healthy to exAMD within six months. The system uses 3D eye scans and predicted semantic segmentation maps.

 

 

AI-based screening mammography reduces false positives and false negatives in two large, clinically-representative datasets from the US and UK

The AI system, an ensemble of three deep learning models operating on individual lesions, individual breasts and the full case, was trained to produce a cancer risk score between 0 and 1 for the entire mammography case. The system outperformed human radiologists and could generalise to US data when trained on UK data only.

 

Causal reasoning is a vital missing ingredient for applying AI to medical diagnosis

Existing AI approaches to diagnosis are purely associative, identifying diseases that are strongly correlated with a patient’s symptoms. The inability to disentangle correlation from causation can result in suboptimal or dangerous diagnoses.

 

Model explainability is an important area of AI safety: A new approach aims to incorporate causal structure between input features into model explanations

A flaw with Shapley values, one current approach to explainability, is that they assume the model’s input features are uncorrelated. Asymmetric Shapley Values (ASV) are proposed to incorporate this causal information.

 

 

Reinforcement learning helps ensure that molecules you discover in silico can actually be synthesized in the lab. This helps chemists avoid dead ends during drug discovery.

RL agent designs molecules using step-wise transitions defined by chemical reaction templates.

American institutions and corporations continue to dominate NeurIPS 2019 papers

Google, Stanford, CMU, MIT and Microsoft Research own the Top-5.

 

 

The same is true at ICML 2020: American organisations cement their leadership position

The top 20 most prolific organisations by ICML 2020 paper acceptances further cemented their position vs. ICML 2019. The chart below shows their Publication Index position gains vs. ICML 2019.

 

Demand outstrips supply for AI talent

Analysis of Indeed.com US data shows almost 3x more job postings than job views for AI-related roles. Job postings grew 12x faster than job viewings in the last from late 2016 to late 2018.

US states continue to legislate autonomous vehicles policies

Over half of all US states have enacted legislation to related to autonomous vehicles.

 

 

Even so, driverless cars are still not so driverless: Only 3 of 66 companies with AV testing permits in California are allowed to test without safety drivers since 2018

The rise of MLOps (DevOps for ML) signals an industry shift from technology R&D (how to build models) to operations (how to run models)

25% of the top-20 fastest growing GitHub projects in Q2 2020 concern ML infrastructure, tooling and operations. Google Search traffic for “MLOps” is now on an uptick for the first time.

 

 

As AI adoption grows, regulators give developers more to think about

External monitoring is transitioning from a focus on business metrics down to low-level model metrics. This creates challenges for AI application vendors including slower deployments, IP sharing, and more:

 

Berkshire Grey robotic installations are achieving millions of robotic picks per month

Supply chain operators realise a 70% reduction in direct labour as a result.

 

 

Algorithmic decision making: Regulatory pressure builds

Multiple countries and states start to wrestle with how to regulate the use of ML in decision making.

 

 

GPT-3, like GPT-2, still outputs biased predictions when prompted with topics of religion

Example from the GPT-3 (left) and GPT-2 (right) with prompts and the model’s predictions, which contain clear bias. Models trained on large volumes of language on the internet will reflect the bias in those datasets unless their developers make efforts to fix this. See our coverage in State of AI Report 2019 of how Google adapted their translation model to remove gender bias.

Free download link is at state of ai report



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How Kids Channel Their Internal Data Scientist to Become Candy Optimization Machines on Halloween

Ghostly greetings!

I believe everyone is born with the innate, curiosity-driven, explore-test-learn Data Science capability. At Halloween, kids naturally embrace a rapid exploration, rapid testing, failure-empowering “Scientific Method” to optimize their candy yield and logistical “Trick or Treating” algorithms.

So, what can we – as parents and teachers – provide to help nurture these budding data scientists? How can we prepare them for a future using data and analysis (analytics) to make informed operational, policy and life decisions?

Don’t be a scaredy cat and let’s talk about how we can get our kids ready for the future – by preparing them to embrace their inner data scientist.

Teach Your Students How to Use the Hypothesis Development Canvas

The Hypothesis Development Canvas is a design tool that succinctly defines the problem that one is trying to solve. The Hypothesis Development Canvas is a collaborative tool that captures the details about the hypothesis or problem that we are trying to solve, brainstorms the metrics and variables against which progress and success will be measured, identifies the stakeholders who either impact or are impacted by the targeted hypothesis, identifies and prioritizes the decisions that the stakeholders need to make in support of the targeted hypothesis (see Figure 2).

Figure 2: Halloween “Treat or Treating” Candy Optimization  Hypothesis Development Canvas

Having your students construct a Hypothesis Development Canvas for their Trick or Treating objectives is a great way to help our future data scientists understand the importance of preparation before actually putting science to the data. The Hypothesis Development Canvas in Figure 2 provides a “paint by the numbers” example for our future data scientists to thoroughly understand what they are trying to achieve, how they will measure success and how they can leverage data and analysis to optimize their key decisions to optimize their Halloween “Treat or Treating” endeavor. This canvas helps clarify the following before actually diving into the analysis that drives the event optimization, including:

  • What is your Halloween candy gathering objectives? For example: “To gather and retain as much high-quality candy, within the allotted time period, as possible.”
  • What are the metrics against which you will measure candy gathering progress and success? For example: “Maximize candy quality, optimize candy volume, minimize effort exerted to gather candy, minimize distance covered to gather candy.”
  • Who are your key stakeholders who can help you achieve your objectives? For example: “Friends, parents, neighbors, siblings.”
  • What are the key decisions that you need to make? For example:
    • What outfit are you going to wear?
    • What neighborhoods and residences are you going to target?
    • When to start out and how long to go?
    • With which friends are you going? (Be sure to leave your skeleton friend at home because he’s got no-body to go with.)
    • What candies to your keep for yourself?
    • What candies are offered up for the “Dad Tax”?
    • What treats (raisins, apples) do you off load to your younger siblings?
  • What data might one want to use to help optimize the above decisions? For example:
    • Last Year’s Yield by Residence or Store
    • New Neighbors
    • Neighborhood Construction
    • Weather
    • Day of the Week (school night versus non-school night)
    • Friends’ Neighborhood Recommendations
    • Traffic
    • Local Events

Note: one of the most important outcomes from the Hypothesis Development Canvas exercise is 1) the identification of the variables and metrics against which hypothesis progress and success will be measured, and 2) the identification, validating, valuation and prioritization of the key decisions that they need to make in support of the targeted hypothesis. Get these two items right, and your students are well down the path to becoming data scientists and serving up Frankenstein his favorite kind of potatoes: monster-mashed!

Kids’ Halloween Candy Optimization in Action!

Children are naturally able to optimize across multiple, sometimes conflicting variables – volume of candy, quality of candy, distance to travel between sources of candy, time to wait at the door to get their candy – in order to optimize their candy gathering decisions. So, while we as parents see a traditional neighborhood map such as Figure 3…

Figure 3: Traditional Neighborhood Map

…our children are applying their innate data science (data and analysis) skills to map out the candy gathering targets and their logistical paths that they believe will yield the best results given the metrics against which they will measure progress and success (see Figure 4).

Figure 4: Optimized Candy Gathering Logistical Map

Kids’ Halloween Candy Optimization Homework Assignment

One last thing to help our future data scientists is a simple but effective homework assignment.  In this exercise, we want to 1) help our students get comfortable optimizing across different metrics while 2) performing some rudimentary analytics to create a “score” that tells them the best neighborhoods to target for their candy optimization journey.

Figure 5 provides a simple spreadsheet that is designed to help students get comfortable playing with the data and the decision variable weights in order to make an informed decision about what neighborhoods they should target for their “Treat or Treating” venture.

Figure 5: Rudimentary Neighborhood Scoring Algorithm

To calculate the Neighborhood Candy Gathering Optimization Score in the last column of Figure 5, the students need to do the following (indicated in red in Figure 5):

  1. Enter the names of their potential target Neighborhoods.
  2. Next, enter a weight for the relative importance of them of each of the 3 different variables (Variable 1: Amount of Candy, Variable 2: Quality of Candy, and Variable 3: Time to Gather Candy). We use a scale of 1 to 10 where 10 is your most important variable and 1 is your least important variable.

    Note: Not all variables are of equal weight. Part of the data science process is making trade-offs between the weights assigned to the different variables. Because there probably isn’t an equal difference between the importance of the variables, feel free to use the full range of 1 to 10 to make a relative determination of the value of each variable vis-à-vis each other.
  3. Finally, for each neighborhood, enter a weight for how well you think that particular neighborhood does vis-à-vis each variable. For example: for Variable 1 (Amount of Candy), I felt that Mid Town and South Side would yield the highest volume of candy based upon previous experience and recommendations from friends (so both got 8’s out of 10), while I felt that Old Town would probably yield the lowest volume of candy based upon previous experience and recommendations from friends (so I gave Old Town a 2 out of 10).

Allow the students to play with the weights on the Variables and the Neighborhoods to see the impact that each has on the resulting Candy Optimization Score in the final column of the spreadsheet. 

Extra credit: ask them what data they might want to gather in order to help them make even more informed, accurate weighting decisions.

Finally, the spreadsheet from Figure 5 can be pulled off of Google Docs: https://docs.google.com/spreadsheets/d/13fwmBLm5DPsDRNGqHvzI-9u5wWwJ9jT4azds6ksGLNo/edit?usp=sharing

Extra, extra credit: What do you get when you divide the circumference of your Jack-o’Lantern by its diameter?

Did you answer, Pumpkin Pi?  Hehehe

Summary

Kids are natural data scientists; they have the natural curiosity to leverage data and basic analysis to make more informed decisions.  But what are we as parents and teachers doing to nurture that innate, curiosity-driven, explore-test-learn Data Science capability.  Help them by introducing them to a structured way to perform basic analysis – using the Hypothesis Development Canvas – and watch their natural curiosity, creativity and innovation cycle kick in.

In closing, I ‘witch’ you a Happy Halloween and have fun “Trick or Treating”, you crazy data scientists you!



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Yahya Abdul Mateen II says filming nude for ‘Watchmen’ was ‘very freeing’

‘I did a few pushups, and then I took off the robe.’

Watchmen star Yahya Abdul Mateen II says filming the nude scenes for the hit HBO series was quite “liberating.”

The New Orleans native earned a 2020 Emmy award for outstanding supporting actor for his portrayal of the DC comics character Cal Abar/Doctor Manhattan, a god-like being who, after getting caught in a radioactive particle test, appears blue in the nude. 

“When you’re naked and painted blue, you don’t have the energy to care about other things. I studied the character beforehand, I did a few pushups, and then I took off the robe,” Abdul-Mateen said in a new interview with W Magazine.  

Read More: Regina King accepts Emmy for ‘Watchmen’ wearing Breonna Taylor t-shirt

“Being naked and having the audacity to be Doctor Manhattan, who runs the galaxy, was very freeing,” he continued.

Abdul-Mateen will next star as the real-life co-founder of the Black Panther Party, Bobby Seale, in the upcoming Netflix drama The Trial of the Chicago 7, theGRIO previously reported. 

Written and directed by Aaron Sorkin, the film follows the real-life trial that gripped the nation in 1968 after demonstrations at the Democratic National Convention erupted into a violent clash with police and the National Guard. As a result, Abbie Hoffman, Jerry Rubin, Tom Hayden, and Bobby Seale were among those charged with conspiracy to incite a riot and the resulting trial couldn’t be crazier.

theGrio caught up with Abdul-Mateen to find out how he feels about portraying a living legend and how he uses his art as activism.  

“I think one of the great things about about the film is that in a lot of ways, the film mirrors what we’re seeing today in terms of young people being engaged and being enthusiastic…The idea that we’re not going to not fight back and just sit down and bow down to our oppressors’ demands. We have young people of all ages and races in the country, even older people who are standing up and joining together and coming together in protest and educated protest to stand up and fight for a cause. So hopefully the movie is an inspiration,” he said.

Read More: Yahya Abdul-Mateen II on playing Bobby Seale in ‘The Trial of the Chicago 7’

Meanwhile, the star also shared with W Magazine that he was inspired to get into acting following the death of his father.

“I didn’t want to have any regrets,” he said. “I didn’t want to tell anyone, but I started taking acting class at American Conservatory Theater in San Francisco on Wednesday nights. I knew it was rebellious to pursue acting, but I also knew I had to try, that life is short.”

Have you subscribed to theGrio’s podcast “Dear Culture”? Download our newest episodes now!

TheGrio is now on Apple TV, Amazon Fire, and Roku. Download theGrio today!

The post Yahya Abdul Mateen II says filming nude for ‘Watchmen’ was ‘very freeing’ appeared first on TheGrio.



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Seychelles elections: How a priest rose to become president

Wavel Ramkalawan brings his party in from 43 years in opposition to lead the island nation.

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Kamala Harris Calls President Trump A Racist

The presidential election is just a week away as voters are already lining up around the country to place their early ballots in what is being billed as one of the most important, if not, the most important presidential election. The battle to run the United States is between current Republican President Donald Trump and Democratic former Vice President Joe Biden. 

With all the racial strife and protesting against racial injustice within the court system and the police departments across the country, the president has been accused many times over the course of his first term as leader of the free world of stoking racial fires by stirring up his base. Questions have always been directed at him asking why he doesn’t speak out against the white nationalists and white supremacy groups that support him as if he is one of their own.

In a 60 Minutes interview with CBS anchor, Norah O’Donnell, Sen. Kamala Harris, who is Joe Biden’s running mate, was asked directly by O’Donnell if she felt the president is racist.

“Do you think the president is racist?” asked O’Donnell.

“Yes, I do,” Harris responded. “Yeah. I do. You can look at a pattern that goes back to him questioning the identity of the first Black president of the United States.”

“You can look at Charlottesville, when there were peaceful protesters, and on the other side, neo-Nazis and he talks about fine people on either side. Calling Mexicans rapists and criminals. His first order of business was to institute a Muslim ban. It all speaks for itself.”

 



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Fatal Shooting Of Black Man In Philadelphia Sparks Protests Overnight

The shooting of a Black man in Philadelphia Monday night sparked protests and clashes between the police and residents.

The Black man was identified as Walter Wallace, who was killed during a confrontation Monday afternoon in West Philadelphia. According to reports, Wallace began threatening police with a knife. Video taken by citizens at the scene show cops telling Wallace to put the knife down as they backed into the street. Wallace follows them into the street. The two cops then shot Wallace killing him with a bevy of bullets.

Philadelphia Mayor Jim Kenney and police commissioner Danielle Outlaw promised a full investigation in a joint statement on the incident.

“I have directed the Officer Involved Shooting Investigation Unit to begin its investigation. I recognize that the video of the incident raises many questions,” Outlaw said in her statement. “Residents have my assurance that those questions will be fully addressed by the investigation. While at the scene this evening, I heard and felt the anger of the community. Everyone involved will forever be impacted. I will be leaning on what the investigation gleans to answer the many unanswered questions that exist. I also plan to join the Mayor in meeting with members of the community and members of Mr. Wallace’s family to hear their concerns as soon as it can be scheduled.”

Wallace’s father, Walter Wallace Sr., told the Philadelphia Inquirer his wife and Wallace’s mom was trying to defuse the situation before police shot him.

“Why didn’t they use a Taser?” Wallace Sr. asked the Inquirer. “His mother was trying to defuse the situation. He has mental issues,” Wallace Sr. said, adding that his son was on medication. “Why you have to gun him down?”

Philadelphia residents did not wait to express their anger. Citizens clashed with cops all night throwing rocks, bricks, and glass bottles at them. Fox 29, a local Philadelphia affiliate, reported 30 officers were injured in the riots. Most of the officers suffered minor injuries, but one female officer did break her leg after police said she was hit by a pickup truck.

Arkansas Republican Tom Cotton posted a video on Twitter of police being forced to retreat, saying “Philadelphia’s liberal prosecutor has abandoned his police and refuses to enforce the law.”

Protesters also set police cruisers and dumpsters on fire and local businesses, including a Foot Locker, which was broken into and vandalized. About 40 people in Philadelphia were arrested overnight for a slew of charges including looting and vandalism.

 



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Marc Lamont Hill on why he’s voting Democrat instead of third party this election

EXCLUSIVE: The TV host and author explains why he’s voted for the Green Party over the past two decades, and why this year he’s voting for Biden.

Acclaimed author, TV host and professor Marc Lamont Hill made headlines when he announced that he was voting Democrat for the first time, as previously reported by theGrio. Immediately, the assumption from the public was that he had been voting down the Republican ticket line.

While the best-selling author clarified that he was a member of the Green Party, he went into further detail during his appearance as a panelist on theGrio’s special weekly virtual town hall, Vote For Your Life.

On a panel with theGrio‘s owner Byron Allen, actress Taraji P. Henson, White House correspondent April Ryan and host and theGrio’s VP of Digital Content, Natasha S. Alford, Hill got to get in-depth on both why he voted for the Green Party for over two decades and what prompted him to vote Democrat in the upcoming 2020 presidential election.

Read More: Taraji P. Henson, Marc Lamont Hill join theGrio’s panel ‘Vote For Your Life’

(Photo: Getty Images)

Hill said he voted for the Green Party as far back as the 2000 election, which featured Republican nominee George W. Bush running for president against Democratic nominee Al Gore. The Green Party is independent, which operates on the public’s enhancement via “four pillars” of “Peace and Non-Violence, Ecological Wisdom, Grassroots Democracy, and Social Justice,” as stated on their site gp.org.

Hill said that he’s been voting for the Green Party ticket for “strategic reasons” that go beyond just voting for the Oval Office.

“I believe in local elections and you can win local elections, and I think, a lot of times, we focus on the presidential elections,” Hill explained. “Whether or not your library stays open, whether or not you can have a gender-neutral bathroom, whether or not you’ve got a mayor or governor with sense enough to shut things down when everybody’s got COVID, these are the types of things that local decision making can guide.”

With that logic, Hill contends that the principles that are highlighted by Green Party candidates are principles that he feels will be the best fits for government on the local levels, and that are more “in line with my politics and my values.”

Read More: Marc Lamont Hill says he’s voting Green and has ‘very little trust’ in Democratic Party

Hill also mentions that the Green Party is an example values and politics that should be practiced by other parties, without simply being lip service. This is particularly true in the case of federal government. Hill thinks that with more help and support, the Green Party could at least pressure the Democrats to fall in line.

“And in terms of presidential elections, for me, part of the conversation always been, how can we get that three percent, that five percent national vote so that we can get federal funding so that we can build a movement because at some point we have to drag the Democrats in the direction we want to be.”

Hill believes that such influence has happened for other movements to other parties, citing how the Tea Party swayed the Republicans so far to the right, that it led to the Donald Trump Presidency.

Donald trump thegrio.com
(Photo: Getty Images)

Hill is no fan of Trump, but is not a fan of Democrats much, either. Therefore, with strategy being a big part of his voting rationale, he recognizes that as a resident of Pennsylvania, a state where Trump won in 2016 by a slim margin of 68,000 votes, voting Green Party in the presidential election will not do.

“What will that lead to? And for me, the answer this time was it could lead to another four years of Trump,” Hill said.

In 2016, Hill advocated for strategic balloting and vote trading. His message to Black voters was to vote Democrat in the swing states to stop Trump from winning, but for voters from a Blue state to “vote their conscience” if they didn’t want to vote for Hillary Clinton either. However, after Trump’s victory and subsequent term, Hill has modified his stance and advice for voters who want Trump out of Washington.

“I’m saying we need a referendum. We need to send a message. I don’t just want Trump just to lose. I need him to lose by 40 states. I need an ass whopping. I need this to be like Mike Tyson in ’88, you know what I mean? I need this look devastating,” he said.

(Photo: Getty Images)

READ MORE: Why is the Trump campaign courting Black male voters?

Hill’s yearning for a landslide victory for Democratic nominees Joe Biden and Kamala Harris will, as he believes, be a warning to the Republican Party that a future Trump clone will not be tolerated going forward.

“We also need to send a message to other Republicans that we can’t ever stomach another one of these again. We need nobody to ever believe that they can follow Trump and ride his coattails into the White House. We need to dismantle this thing altogether.”

But Hill’s choice to cross party lines are also personal.

The coronavirus pandemic kept him from being able to visit his ailing 92-year-old father in the hospital. Concurrently, cities everywhere were protesting the killings of George Floyd, Breonna Taylor and Ahmaud Arbery in public, despite the risk of COVID-19 exposure. His desire to both protest injustice against Black people in Philadelphia or see his sick dad was put in jeopardy by the pandemic, putting Hill in a predicament that infuriated him. A predicament that felt all too familiar.

Protesters march with three placards stating “BLACK Lives Matter” in the aftermath of widespread unrest following the death of George Floyd on June 1, 2020 in Philadelphia, Pennsylvania. Demonstrations have erupted all across the country in response Floyd’s death in Minneapolis, Minnesota while in police custody a week ago. (Photo by Mark Makela/Getty Images)

“So at that moment, I was deciding to stay at home and not fight because they’re killing us, or do I go outside and risk COVID, which could kill me or somebody that I love,” Hill explained.

“That moment of having to decide which way would I resist death today? Which way will I fight death today? Which way would I navigate, negotiate or wrestle with death today? That’s what it means to be Black in America. And Democrat or Republican ain’t going to change that. But the difference is when Donald Trump is president, nobody’s even looking. We’re already on fire, but he’s pouring gasoline on it. People are dying.”

Hill, who tested positive for coronavirus in July, says that another four years of Trump is literally a matter “of life and death” and with over 225,000 people dead — many of them Black and Brown Americans — Hill has decided not to vote for Green Party in the 2020 election, and will instead vote Democrat.

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The post Marc Lamont Hill on why he’s voting Democrat instead of third party this election appeared first on TheGrio.



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